For chip credit cards, what’s preventing me from breaking the chip to trigger the magstripe failsafe?

In a few cases, the chip in my chip card (or maybe the chip reader) has malfunctioned. After inserting the card and failing 3 times, it said to swipe the card instead. What’s preventing me from cloning the magstripe to a card… Continue reading For chip credit cards, what’s preventing me from breaking the chip to trigger the magstripe failsafe?

Nissan Finance Canada Suffers Data Breach — Notifies 1.13 Million Customers

It’s the last month of this year, but possibly not the last data breach report.

Nissan warns of a possible data breach of personal information on its customers who financed their vehicles through Nissan Canada Finance and INFINITI Financial Services C… Continue reading Nissan Finance Canada Suffers Data Breach — Notifies 1.13 Million Customers

PIN delivery: do PCI DSS requirements prevent sending the PIN to an end-user’s mobile phone?

Do PCI DSS requirements prevent processors from sending to endusers’ mobile phones the PIN?
I went through many PCI documents, such as the PCI security requirements 2.0 and this isn’t mentioned. I’m not sure this is mentioned… Continue reading PIN delivery: do PCI DSS requirements prevent sending the PIN to an end-user’s mobile phone?