How secure is a mobile e-banking authentication app that requires an NFC card plus a pin to authenticate the user?

Many banks these days offer online banking (in a web browser). To increase security, most banks require a standard login with a username (account number) and password, plus a code that is sent to your mobile phone to two-fact… Continue reading How secure is a mobile e-banking authentication app that requires an NFC card plus a pin to authenticate the user?