Why do banks not implement more secure options, instead forcing archaic approaches? [closed]

In my country, the bank I use (and most other banks I know) rely solely on SMS 2-factor codes (which is obsolete authentication method) when logging-in, making payments, etc… and if you have your phone shut down, unavailable or battery … Continue reading Why do banks not implement more secure options, instead forcing archaic approaches? [closed]

Which 2FA combinations are the most secure going forward (for website authentication)? [closed]

I would like to determine which combination of 2FA methods are the most secure, in the context of securing my website’s users. A standard website built with php/mysql/apache or nginx.
This also takes into account the usability and convenie… Continue reading Which 2FA combinations are the most secure going forward (for website authentication)? [closed]